Reported results
- GAAP net income was $8.8 million, or $1.92 per diluted share, for the second quarter of fiscal 2027, compared to a GAAP net loss of $1.7 million, or $0.33 per diluted share, in the prior-year period.
- GAAP total revenues for the second quarter of fiscal 2027 increased 3.2% to $139.2 million from $134.8 million in the prior-year quarter.
- GAAP provision for credit losses decreased to $46.0 million in the second quarter of fiscal 2027 from $49.8 million in the second quarter of fiscal 2026.
- GAAP general and administrative expenses decreased 2.9% to $69.9 million in the second quarter of fiscal 2027 compared to $72.0 million in the second quarter of fiscal 2026.
- Non-GAAP adjusted net income for the six months ended September 30, 2026, was $18.5 million, and non-GAAP adjusted net income per diluted share was $4.05.
Price and volatility reaction
The stock moved -1.5% on the print. No front-expiry chain was on file, so there is no straddle expected move.
| Measure | Value | Basis |
|---|---|---|
| Close before release | 169.66 | 2026-10-22 |
| Close after release | 167.04 | 2026-10-23 |
| Realised move | -1.5% | close to close |
Source
The figures above come from the earnings release the company filed with the SEC on 2026-10-23 (8-K, Item 2.02). Read the original filing on sec.gov.
