SHARPE
Reported results
- Fiscal 2026 net income $256 million; diluted EPS $3.21, up 22% from $2.63 in fiscal 2025 (GAAP)
- Q4 2026 net income $60 million; diluted EPS $0.76, compared to $60.6 million and $0.72 in Q4 2025 (GAAP)
- Return on tangible common equity (non-GAAP) 10.68% for fiscal 2026; 9.85% for Q4 2026
- Transaction deposits increased 4.6% to $12.9 billion; active loan originations grew 7.9% year-over-year
- Non-performing assets decreased to 0.32% of total assets from 0.49% sequentially; delinquencies decreased to 0.50% from 0.75%
- Net interest income Q4 2026 $182.4 million with net interest margin 2.81%, flat sequentially
Notes
Return on tangible common equity and return on tangible assets are non-GAAP measures. The company resolved a large previously classified $53 million loan relationship during Q4 resulting in a $36 million charge-off. EverBank merger was announced September 7, 2026. The company expects to realize a net gain of approximately $7 million on the sale of $429 million of multifamily loans expected to finalize in Q1 fiscal 2027.
Price and volatility reaction
The stock moved -2.5% on the print. No front-expiry chain was on file, so there is no straddle expected move.
| Measure | Value | Basis |
|---|---|---|
| Close before release | 29.15 | 2026-10-16 |
| Close after release | 28.42 | 2026-10-19 |
| Realised move | -2.5% | close to close |
Source
The figures above come from the earnings release the company filed with the SEC on 2026-10-16 (8-K, Item 2.02). Read the original filing on sec.gov.