Virginia National Bankshares Corporation (VABK) Q3 FY2026 earnings

Reported results

• GAAP net income was $6.6 million, or $1.20 per diluted share, for the quarter ended September 30, 2026, compared to $4.6 million, or $0.84 per diluted share, for the quarter ended September 30, 2025.
• GAAP net interest income for the three months ended September 30, 2026 was $14.5 million ($14,539 thousand), up from $13.07 million ($13,072 thousand) for the three months ended September 30, 2025.
• Non-GAAP net interest margin (FTE) for the three months ended September 30, 2026 was 3.73% (GAAP net interest margin was 3.71%), compared to non-GAAP net interest margin (FTE) of 3.43% for the three months ended September 30, 2025.
• Non-GAAP efficiency ratio (FTE) was 50.7% for the three months ended September 30, 2026 (GAAP efficiency ratio was 51.0%), compared to non-GAAP efficiency ratio (FTE) of 57.9% for the prior year period.
• Non-GAAP tangible book value per share was $33.21 as of September 30, 2026, compared to GAAP book value per share of $35.01.

Price and volatility reaction

Source

The figures above come from the earnings release the company filed with the SEC on 2026-10-29 (8-K, Item 2.02). Read the original filing on sec.gov.