SHARPE
Reported results
- Purchase volume increased 8% to $49.7 billion
- Loan receivables increased 3% to $103.3 billion
- Net interest income increased $89 million, or 2%, to $4.8 billion
- Net charge-offs as a percentage of total average loan receivables were 4.79% compared to 5.16% in the prior year, a decrease of 37 basis points
- Return on assets decreased 70 basis points to 2.9%; Return on equity decreased 410 basis points to 21.0%
- Capital returned to shareholders was $1.2 billion, including $1.1 billion of share repurchases and $110 million of common stock dividends
Notes
Prior period amounts have been recast to reflect the change in presentation of internal-use capitalized software on the Statements of Financial Position. Tangible book value per share and Return on tangible common equity are non-GAAP measures.
Price and volatility reaction
The stock moved -1.2% on the print. No front-expiry chain was on file, so there is no straddle expected move.
| Measure | Value | Basis |
|---|---|---|
| Close before release | 74.24 | 2026-10-19 |
| Close after release | 73.36 | 2026-10-20 |
| Realised move | -1.2% | close to close |
Source
The figures above come from the earnings release the company filed with the SEC on 2026-10-20 (8-K, Item 2.02). Read the original filing on sec.gov.