Rocket Companies, Inc. (RKT) Q3 FY2026 earnings

Reported results

• Generated Q3 2026 total revenue, net (GAAP) of $3.284 billion.
• Reported Q3 2026 GAAP net income of $709 million, or GAAP diluted earnings per share of $0.25.
• Generated Q3 2026 adjusted revenue (non-GAAP) of $2.574 billion.
• Reported Q3 2026 adjusted net income (non-GAAP) of $419 million, or adjusted diluted earnings per share (non-GAAP) of $0.15.
• Delivered Q3 2026 adjusted EBITDA (non-GAAP) of $748 million.

Guidance

• For Q4 2026, the company expects adjusted revenue between $2.1 billion to $2.3 billion.

Notes

Beginning in the first quarter of 2026, the company reclassified certain interest-related activity within the Condensed Consolidated Statements of Income (Loss): Interest income, net was retitled to Interest income, Interest and amortization expense on non-funding debt was retitled to Interest expense, and Interest expense on funding facilities was reclassified from a contra-revenue component to Interest expense.

Price and volatility reaction

The stock moved +7.4% on the print. No front-expiry chain was on file, so there is no straddle expected move. 30-day ATM implied volatility moved -4.3 vol points across the event (constant-maturity series — not the front-week crush).

Source

The figures above come from the earnings release the company filed with the SEC on 2026-10-29 (8-K, Item 2.02). Read the original filing on sec.gov.