Reported results
- Net income available to common shareholders: $611 million (GAAP); adjusted net income available to common shareholders: $622 million (non-GAAP)
- Diluted earnings per common share: $0.71 (GAAP); adjusted diluted earnings per common share: $0.73 (non-GAAP)
- Net interest margin (FTE): 3.68% (Q3 2026) vs. 3.66% (Q2 2026)
- Return on average assets: 1.55% (Q3 2026) vs. 1.42% (Q2 2026)
- Efficiency ratio: 56.2% (GAAP); adjusted efficiency ratio: 55.8% (non-GAAP)
- Common Equity Tier 1 ratio (estimated): 10.8% (Q3 2026) vs. 10.7% (Q2 2026)
Notes
Common Equity Tier 1 and Tier 1 capital ratios for Q3 2026 are estimated. The company reported on both a GAAP and adjusted (non-GAAP) basis throughout the quarter.
Price and volatility reaction
The stock moved +0.5% on the print. No front-expiry chain was on file, so there is no straddle expected move.
| Measure | Value | Basis |
|---|---|---|
| Close before release | 27.31 | 2026-10-15 |
| Close after release | 27.45 | 2026-10-16 |
| Realised move | +0.5% | close to close |
Source
The figures above come from the earnings release the company filed with the SEC on 2026-10-16 (8-K, Item 2.02). Read the original filing on sec.gov.
