Provident Financial Holdings, Inc. (PROV) Q1 FY2027 earnings

Reported results

• Net income was $1.57 million, or $0.25 per diluted share, for the quarter ended September 30, 2026, compared to $1.68 million, or $0.25 per diluted share, in the comparable period last year.
• Net interest income increased nine percent to $9.77 million in the first quarter of fiscal 2027 from $8.93 million for the same quarter last year.
• Net interest margin was 3.32 percent in the first quarter of fiscal 2027, up 32 basis points from 3.00 percent in the same quarter last year.
• The Company recorded a provision for credit losses of $777,000 for the first quarter of fiscal 2027, compared to a $626,000 recovery of credit losses in the same quarter last year.
• Total deposits were $897.7 million at September 30, 2026, compared to $910.4 million at June 30, 2026.

Price and volatility reaction

Source

The figures above come from the earnings release the company filed with the SEC on 2026-10-27 (8-K, Item 2.02). Read the original filing on sec.gov.