Peoples Bancorp of North Carolina, Inc. (PEBK) Q3 FY2026 earnings

Reported results

• Q3 2026 net earnings were $5.7 million or $1.08 per share (basic) and $1.05 per diluted share, compared to $3.7 million or $0.70 per share (basic) and $0.67 per diluted share in Q3 2025.
• Q3 2026 net interest income was $16.7 million compared to $15.1 million in Q3 2025; net interest margin was 3.85% in Q3 2026 compared to 3.58% in Q3 2025.
• YTD 2026 net interest income was $47.8 million compared to $43.7 million YTD 2025; net interest margin was 3.78% YTD 2026 compared to 3.55% YTD 2025.
• Total loans were $1.30 billion at September 30, 2026, compared to $1.20 billion at December 31, 2025.
• Total deposits were $1.57 billion at September 30, 2026, compared to $1.51 billion at December 31, 2025; core deposits (non-GAAP) were $1.44 billion at September 30, 2026, compared to $1.35 billion at December 31, 2025.
• Non-performing assets were $4.3 million or 0.25% of total assets at September 30, 2026, compared to $4.2 million or 0.25% of total assets at December 31, 2025.

Notes

Core deposits is presented as a non-GAAP measure. Net interest margin figures are presented on a tax equivalent basis. Return on average assets and return on average shareholders’ equity are calculated but not forward guidance.

Price and volatility reaction

Source

The figures above come from the earnings release the company filed with the SEC on 2026-10-19 (8-K, Item 2.02). Read the original filing on sec.gov.