SHARPE
Reported results
- Q3 2026 GAAP net income was $185 million, compared to $199 million in the prior year quarter.
- Q3 2026 GAAP diluted earnings per share was $1.60, compared to $1.67 in the third quarter of 2025.
- C&I non-GAAP adjusted net income was $174 million in Q3 2026, compared to $227 million in Q3 2025.
- C&I non-GAAP adjusted diluted EPS was $1.51 for Q3 2026, compared to $1.90 in the prior year quarter.
- Non-GAAP capital generation was $284 million for Q3 2026, compared to $272 million in Q3 2025.
- Managed receivables were $28.1 billion at September 30, 2026, up 9% from $25.9 billion at September 30, 2025.
Price and volatility reaction
The stock moved -4.7% on the print. No front-expiry chain was on file, so there is no straddle expected move. 30-day ATM implied volatility moved -1.4 vol points across the event (constant-maturity series — not the front-week crush).
| Measure | Value | Basis |
|---|---|---|
| Close before release | 59.34 | 2026-10-29 |
| Close after release | 56.55 | 2026-10-30 |
| Realised move | -4.7% | close to close |
| 30d ATM IV change | -1.4 vol pts | constant-maturity series, not the front expiry |
Source
The figures above come from the earnings release the company filed with the SEC on 2026-10-30 (8-K, Item 2.02). Read the original filing on sec.gov.