Reported results
- Net income available to common shareholders was $6.0 million, or $0.60 per diluted share, in Q3 2026, compared to $5.7 million, or $0.57 per diluted share, in Q2 2026 (GAAP)
- Net interest income increased $1.2 million, or 5.5%, to $23.0 million in Q3 2026 from $21.8 million in Q2 2026 (GAAP)
- Net interest margin increased 5 basis points to 2.95% in Q3 2026 from 2.90% in Q2 2026
- Total loans held for investment increased $95.0 million, or 3.5%, to $2.81 billion as of September 30, 2026 from $2.72 billion as of June 30, 2026
- Total deposits increased $70.0 million, or 2.5%, to $2.92 billion as of September 30, 2026 from $2.85 billion as of June 30, 2026
- Non-interest expense was $20.8 million in Q3 2026, a decrease of 1.9% from $21.2 million in Q2 2026; efficiency ratio (non-GAAP) was 72.20% in Q3 2026 compared to 74.03% in Q2 2026
Notes
The company noted a write-off of $0.4 million in capitalized technology assets recorded in Q2 2026. A $0.4 million clean fuel tax credit was purchased during Q3 2026. Provision for credit losses was $0.6 million in Q3 2026 versus a release of $0.5 million in Q2 2026.
Price and volatility reaction
Source
The figures above come from the earnings release the company filed with the SEC on 2026-10-22 (8-K, Item 2.02). Read the original filing on sec.gov.
