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MCBS reported Third Quarter 2026 results. The stock moved +1.8% on the print.
MCBSearnings

MetroCity Bankshares, Inc. (MCBS) Q3 FY2026 earnings

October 24, 2026 · SharpeIQ Research Desk

Reported results

  • Net income was $24.3 million, or $0.84 per diluted share, for the third quarter of 2026.
  • Net interest margin was 4.07% for the third quarter of 2026.
  • Efficiency ratio was 41.81% for the third quarter of 2026.
  • Non-GAAP operating efficiency ratio was 41.56% for the third quarter of 2026.
  • Non-GAAP tangible book value per share was $17.94 at September 30, 2026.
  • Total assets were $4.60 billion at September 30, 2026.

Price and volatility reaction

The stock moved +1.8% on the print. No front-expiry chain was on file, so there is no straddle expected move. 30-day ATM implied volatility moved +2.2 vol points across the event (constant-maturity series — not the front-week crush).

MeasureValueBasis
Close before release35.742026-10-23
Close after release36.382026-10-26
Realised move+1.8%close to close
30d ATM IV change+2.2 vol ptsconstant-maturity series, not the front expiry
Price and volatility reaction. Closes either side of the release. No front-expiry chain on file for a straddle expected move. SharpeIQ — listed option chain and price_history

Source

The figures above come from the earnings release the company filed with the SEC on 2026-10-23 (8-K, Item 2.02). Read the original filing on sec.gov.

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