loanDepot, Inc. (LDI) Q3 FY2026 earnings

Reported results

• Total net revenue was $307.15 million for the third quarter of 2026.
• Non-GAAP adjusted total revenue was $302.21 million for the third quarter of 2026.
• GAAP net loss was $28.69 million for the third quarter of 2026.
• Non-GAAP adjusted net loss was $30.83 million for the third quarter of 2026.
• Non-GAAP Adjusted EBITDA was $16.92 million for the third quarter of 2026.
• Loan origination volume reached $7.05 billion for the third quarter of 2026.

Guidance

• Fourth quarter 2026 pull-through weighted rate lock volume is expected to be between $3.25 billion and $5.25 billion.
• Fourth quarter 2026 origination volume is expected to be between $4.5 billion and $6.5 billion.
• Fourth quarter 2026 pull-through weighted gain on sale margin is expected to be between 425 basis points and 465 basis points.
• Fourth quarter 2026 gain on sale margin is expected to be between 315 basis points and 355 basis points.

Notes

Beginning in the third quarter of 2026, the company began including the effects of contractual prepayment protection and broker fees associated with the sale of MSRs in its non-GAAP financial measures, and prior periods were revised to conform with this new presentation.

Price and volatility reaction

Source

The figures above come from the earnings release the company filed with the SEC on 2026-11-09 (8-K, Item 2.02). Read the original filing on sec.gov.