JPMorgan Chase & Co. (JPM) Q3 FY2026 earnings

Reported results

• Net revenue of $50.9 billion on a managed basis (non-GAAP), up 8% year-over-year
• Noninterest expense of $27.3 billion, up 12% year-over-year; reported overhead ratio of 54% and managed overhead ratio (non-GAAP) of 54%
• Provision for credit losses of $2.7 billion including net charge-offs of $2.2 billion and net reserve build of $539 million
• Return on common equity (ROE) of 17% and return on tangible common equity (ROTCE) of 20% (non-GAAP)
• CET1 Capital Ratio Standardized of 13.9% and Advanced of 14.1%; Tangible book value per share (non-GAAP) of $112.64, up 7% year-over-year
• Assets under management (AUM) of $5.2 trillion, up 13% year-over-year; client asset net inflows of $263 billion

Notes

The release presents results on both reported GAAP basis and managed basis (non-GAAP). Non-GAAP net income of $15.8 billion excludes $658 million of net investment securities losses ($498 million after tax). ROTCE excluding significant item was 21% (non-GAAP). Book value per share was $132.30. Net payout ratio (LTM) was 61%.

Price and volatility reaction

The stock moved -0.9% on the print. No front-expiry chain was on file, so there is no straddle expected move.

Source

The figures above come from the earnings release the company filed with the SEC on 2026-10-13 (8-K, Item 2.02). Read the original filing on sec.gov.