HFBL FY2026 earnings: results, stock reaction and implied move

Reported results

Net income was $1.911 million for the three months ended September 30, 2026, compared to $1.599 million for the three months ended September 30, 2025.
Basic earnings per share was $0.64 and diluted earnings per share was $0.62 for the three months ended September 30, 2026, compared to basic earnings per share of $0.53 and diluted earnings per share of $0.52 for the prior year period.
Net interest income for the three months ended September 30, 2026 was $5.904 million, an increase of $643,000, or 12.2%, from $5.261 million for the prior year period.
Provision for credit losses was $275,000 for the three months ended September 30, 2026, compared to $43,000 for the three months ended September 30, 2025.
Total non-interest income was $853,000 for the three months ended September 30, 2026, compared to $650,000 for the three months ended September 30, 2025.
Total non-interest expense was $4.081 million for the three months ended September 30, 2026, compared to $3.851 million for the three months ended September 30, 2025.

The figures above come from the earnings release the company filed with the SEC on 2026-10-27 (8-K, Item 2.02). Read the original filing on sec.gov.