FVCBankcorp, Inc. (FVCB) Q3 FY2026 earnings

Reported results

• GAAP net income was $6.6 million for Q3 2026 vs. $5.6 million for Q3 2025, an increase of $1.0 million or 19%
• GAAP diluted earnings per share was $0.37 for Q3 2026 vs. $0.31 for Q3 2025, an increase of 20%
• Net interest margin increased 41 basis points to 3.32% for Q3 2026 from 2.91% for Q3 2025
• Return on average assets (GAAP) was 1.17% for Q3 2026 vs. 1.00% for Q3 2025
• Efficiency ratio (GAAP) improved to 53.29% for Q3 2026 from 55.50% for Q3 2025
• Loans, net of fees, increased $55.5 million or 3% year-over-year to $1.91 billion at September 30, 2026

Notes

Nine-month results included a one-time pre-tax gain of $847 thousand from the sale of the Bank’s interest in Bearing Insurance Group, LLC in Q2 2026. Non-GAAP measures (core operating earnings, tangible book value, etc.) are presented with reconciliations to GAAP in the release.

Price and volatility reaction

Source

The figures above come from the earnings release the company filed with the SEC on 2026-10-22 (8-K, Item 2.02). Read the original filing on sec.gov.