F.N.B. Corporation (FNB) Q3 FY2026 earnings

Reported results

• Net income: $152.9 million ($0.43 per diluted common share) vs. $149.5 million ($0.41 per diluted common share) in Q3 2025
• Net interest income: $376.5 million, up 4.8% year-over-year; net interest margin (FTE) (non-GAAP): 3.29%, up 4 basis points linked-quarter
• Average loans and leases: $36.1 billion, up 3.7% year-over-year; period-end total loans increased $768.0 million or 8.5% annualized
• Average deposits: $38.8 billion, up 2.4% year-over-year; period-end total deposits increased $870.6 million or 8.9% annualized
• Pre-provision net revenue (non-GAAP): $212.2 million, up 1.3% linked-quarter
• Provision for credit losses: $19.6 million; non-performing loans ratio: 0.33%; allowance for credit losses to total loans: 1.25%

Notes

Q3 2025 included $2.3 million (pre-tax) FDIC special assessment reduction. No operating basis significant items in Q3 2026 or Q2 2026. All non-GAAP measures reconciled in tables at end of release.

Price and volatility reaction

The stock moved +4.1% on the print. No front-expiry chain was on file, so there is no straddle expected move.

Source

The figures above come from the earnings release the company filed with the SEC on 2026-10-20 (8-K, Item 2.02). Read the original filing on sec.gov.