First Citizens BancShares, Inc. (FCNCA) Q3 FY2026 earnings

Reported results

• GAAP net income was $606 million and GAAP net income available to common stockholders was $577 million, or $51.23 per common share, for the third quarter of 2026.
• Non-GAAP adjusted net income was $652 million and non-GAAP adjusted net income available to common stockholders was $623 million, or $55.37 per common share, for the third quarter of 2026.
• GAAP net interest income was $1.70 billion and non-GAAP net interest income, excluding PAA, was $1.66 billion for the third quarter of 2026.
• GAAP noninterest income was $734 million and non-GAAP adjusted noninterest income was $575 million for the third quarter of 2026.
• GAAP noninterest expense was $1.57 billion and non-GAAP adjusted noninterest expense was $1.36 billion for the third quarter of 2026.
• GAAP provision for credit losses was $55 million for the third quarter of 2026.

Price and volatility reaction

The stock moved +8.2% on the print. No front-expiry chain was on file, so there is no straddle expected move. 30-day ATM implied volatility moved +29.8 vol points across the event (constant-maturity series — not the front-week crush).

Source

The figures above come from the earnings release the company filed with the SEC on 2026-10-23 (8-K, Item 2.02). Read the original filing on sec.gov.