FCAP FY2026 earnings: results, stock reaction and implied move

Reported results

Net income attributable to First Capital, Inc. was $5,104 thousand, or $1.53 per diluted share, for the three months ended September 30, 2026, compared to $4,478 thousand, or $1.34 per diluted share, for the three months ended September 30, 2025.
GAAP net interest margin was 4.01% for the three months ended September 30, 2026, compared to 3.64% for the three months ended September 30, 2025.
Non-GAAP tax-equivalent net interest margin was 4.08% for the three months ended September 30, 2026, compared to 3.71% for the three months ended September 30, 2025.
Provision for credit losses was $355 thousand for the three months ended September 30, 2026, compared to $150 thousand for the three months ended September 30, 2025.
Total non-interest income was $2,292 thousand for the three months ended September 30, 2026, compared to $2,306 thousand for the three months ended September 30, 2025.

The figures above come from the earnings release the company filed with the SEC on 2026-10-23 (8-K, Item 2.02). Read the original filing on sec.gov.