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ESQ reported Third Quarter 2026 results. The stock moved +4.7% on the print.
ESQearnings

Esquire Financial Holdings, Inc. (ESQ) Q3 FY2026 earnings

October 27, 2026 · SharpeIQ Research Desk

Reported results

  • GAAP net income was $17.5 million, or $1.57 per diluted share, for the third quarter of 2026, compared to $14.1 million, or $1.62 per diluted share, for the third quarter of 2025.
  • Non-GAAP adjusted net income was $23.6 million, or $2.12 per non-GAAP adjusted diluted share, for the third quarter of 2026.
  • GAAP net interest income increased 70.6% to $53.5 million for the third quarter of 2026, up from $31.3 million for the third quarter of 2025.
  • GAAP return on average assets was 1.73% and GAAP return on average equity was 11.11% for the third quarter of 2026.
  • Non-GAAP adjusted return on average assets was 2.34% and non-GAAP adjusted return on average tangible equity was 23.10% for the third quarter of 2026.
  • Non-GAAP efficiency ratio was 58.6% and non-GAAP adjusted efficiency ratio was 41.1% for the third quarter of 2026.

Notes

Effective August 1, 2026, Esquire completed its acquisition of Signature Bancorporation, Inc. The combined financial results for the third quarter of 2026 include two months of operating activity for Signature.

Price and volatility reaction

The stock moved +4.7% on the print. No front-expiry chain was on file, so there is no straddle expected move.

MeasureValueBasis
Close before release123.842026-10-26
Close after release129.72026-10-27
Realised move+4.7%close to close
Price and volatility reaction. Closes either side of the release. No front-expiry chain on file for a straddle expected move. SharpeIQ — listed option chain and price_history

Source

The figures above come from the earnings release the company filed with the SEC on 2026-10-27 (8-K, Item 2.02). Read the original filing on sec.gov.

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