Reported results
- GAAP net income was $17.5 million, or $1.57 per diluted share, for the third quarter of 2026, compared to $14.1 million, or $1.62 per diluted share, for the third quarter of 2025.
- Non-GAAP adjusted net income was $23.6 million, or $2.12 per non-GAAP adjusted diluted share, for the third quarter of 2026.
- GAAP net interest income increased 70.6% to $53.5 million for the third quarter of 2026, up from $31.3 million for the third quarter of 2025.
- GAAP return on average assets was 1.73% and GAAP return on average equity was 11.11% for the third quarter of 2026.
- Non-GAAP adjusted return on average assets was 2.34% and non-GAAP adjusted return on average tangible equity was 23.10% for the third quarter of 2026.
- Non-GAAP efficiency ratio was 58.6% and non-GAAP adjusted efficiency ratio was 41.1% for the third quarter of 2026.
Notes
Effective August 1, 2026, Esquire completed its acquisition of Signature Bancorporation, Inc. The combined financial results for the third quarter of 2026 include two months of operating activity for Signature.
Price and volatility reaction
The stock moved +4.7% on the print. No front-expiry chain was on file, so there is no straddle expected move.
| Measure | Value | Basis |
|---|---|---|
| Close before release | 123.84 | 2026-10-26 |
| Close after release | 129.7 | 2026-10-27 |
| Realised move | +4.7% | close to close |
Source
The figures above come from the earnings release the company filed with the SEC on 2026-10-27 (8-K, Item 2.02). Read the original filing on sec.gov.
