Civista Bancshares, Inc. (CIVB) Q3 FY2026 earnings

Reported results

• GAAP net income for the third quarter of 2026 was $16.0 million, or $0.77 per diluted common share, compared to $12.8 million, or $0.68 per diluted common share, for the third quarter of 2025.
• GAAP net interest income increased $4.9 million, or 14.1%, to $39.4 million for the third quarter of 2026, compared to $34.5 million for the third quarter of 2025.
• Non-GAAP Pre-Provision Net Revenue (PPNR) for the third quarter of 2026 was $21.1 million, compared to $15.9 million in the third quarter of 2025.
• Non-GAAP Net interest margin (tax-equivalent) expanded 35 basis points year-over-year to 3.93% for the third quarter of 2026, compared to 3.58% for the third quarter of 2025.
• Non-GAAP efficiency ratio was 55.3% for the third quarter of 2026, compared to 61.4% for the third quarter of 2025.

Notes

The results of the periods presented include the impact of The Farmers Savings Bank merger since November 7, 2025.

Price and volatility reaction

Source

The figures above come from the earnings release the company filed with the SEC on 2026-10-22 (8-K, Item 2.02). Read the original filing on sec.gov.