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CFR reported Third Quarter 2026 results. The stock moved +0.5% on the print.
CFRearnings

Cullen/Frost Bankers, Inc. (CFR) Q3 FY2026 earnings

October 29, 2026 · SharpeIQ Research Desk

Reported results

  • Net income available to common shareholders for the third quarter of 2026 was $178.5 million, or $2.84 per diluted common share, compared to $172.7 million, or $2.67 per diluted common share, for the third quarter of 2025.
  • Net interest income on a taxable-equivalent basis was $490.8 million for the third quarter of 2026, up 5.8 percent compared to $463.7 million for the third quarter of 2025.
  • Total non-interest income for the third quarter of 2026 was $136.0 million, an increase of 8.2 percent compared to $125.6 million reported for the third quarter of 2025.
  • Total non-interest expense for the third quarter of 2026 was $377.2 million, up 7.0 percent compared to $352.5 million for the third quarter of 2025.
  • Credit loss expense was $12.1 million with net charge-offs of $8.4 million for the third quarter of 2026, compared to credit loss expense of $6.8 million and net charge-offs of $6.6 million for the third quarter of 2025.
  • Average loans for the third quarter of 2026 increased 9.0 percent to $23.4 billion from $21.5 billion reported for the third quarter of 2025.

Price and volatility reaction

The stock moved +0.5% on the print. No front-expiry chain was on file, so there is no straddle expected move. 30-day ATM implied volatility moved -4.6 vol points across the event (constant-maturity series — not the front-week crush).

MeasureValueBasis
Close before release157.012026-10-28
Close after release157.852026-10-29
Realised move+0.5%close to close
30d ATM IV change-4.6 vol ptsconstant-maturity series, not the front expiry
Price and volatility reaction. Closes either side of the release. No front-expiry chain on file for a straddle expected move. SharpeIQ — listed option chain and price_history

Source

The figures above come from the earnings release the company filed with the SEC on 2026-10-29 (8-K, Item 2.02). Read the original filing on sec.gov.

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