Reported results
- Net income available to common shareholders for the third quarter of 2026 was $178.5 million, or $2.84 per diluted common share, compared to $172.7 million, or $2.67 per diluted common share, for the third quarter of 2025.
- Net interest income on a taxable-equivalent basis was $490.8 million for the third quarter of 2026, up 5.8 percent compared to $463.7 million for the third quarter of 2025.
- Total non-interest income for the third quarter of 2026 was $136.0 million, an increase of 8.2 percent compared to $125.6 million reported for the third quarter of 2025.
- Total non-interest expense for the third quarter of 2026 was $377.2 million, up 7.0 percent compared to $352.5 million for the third quarter of 2025.
- Credit loss expense was $12.1 million with net charge-offs of $8.4 million for the third quarter of 2026, compared to credit loss expense of $6.8 million and net charge-offs of $6.6 million for the third quarter of 2025.
- Average loans for the third quarter of 2026 increased 9.0 percent to $23.4 billion from $21.5 billion reported for the third quarter of 2025.
Price and volatility reaction
The stock moved +0.5% on the print. No front-expiry chain was on file, so there is no straddle expected move. 30-day ATM implied volatility moved -4.6 vol points across the event (constant-maturity series — not the front-week crush).
| Measure | Value | Basis |
|---|---|---|
| Close before release | 157.01 | 2026-10-28 |
| Close after release | 157.85 | 2026-10-29 |
| Realised move | +0.5% | close to close |
| 30d ATM IV change | -4.6 vol pts | constant-maturity series, not the front expiry |
Source
The figures above come from the earnings release the company filed with the SEC on 2026-10-29 (8-K, Item 2.02). Read the original filing on sec.gov.
