BOK Financial Corporation (BOKF) Q3 FY2026 earnings

Reported results

• Net interest income totaled $370.0 million, an increase of $18.1 million, with net interest margin expanding to 3.00% from 2.91% in the prior quarter.
• Fees and commissions revenue was $188.0 million, compared to $202.0 million in the prior quarter, with brokerage and trading revenue decreasing $13.0 million due to unfavorable rate environment and lower fixed-income trading volumes.
• Total loans increased $646 million to $27.7 billion, led by growth in energy loans ($264 million), loans secured by industrial facilities ($166 million), and mortgage finance loans ($137 million).
• Nonperforming assets totaled $67 million, or 0.24% of outstanding loans and repossessed assets, compared to $63 million, or 0.23%, at June 30, 2026.
• Period end deposits decreased $324 million to $39.5 billion; loan to deposit ratio was 70% at September 30, 2026, compared to 68% at June 30, 2026.
• Common equity Tier 1 capital ratio was 12.73% at September 30, 2026; tangible common equity ratio (non-GAAP) was 9.16%, compared to 9.61% at June 30, 2026.

Notes

The company notes that prior quarter net income would have been $156.5 million, or $2.59 per diluted share, excluding the net gain related to the exchange of Visa B shares ($30.9 million pre-tax) and the loss from repositioning of available-for-sale securities portfolio ($4.6 million pre-tax). No provision for expected credit losses was necessary in Q3 2026.

Price and volatility reaction

The stock moved +2.9% on the print. No front-expiry chain was on file, so there is no straddle expected move. 30-day ATM implied volatility moved -3.5 vol points across the event (constant-maturity series — not the front-week crush).

Source

The figures above come from the earnings release the company filed with the SEC on 2026-10-19 (8-K, Item 2.02). Read the original filing on sec.gov.